Blar i NHH Brage på emneord "household finance"

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    • Do household withdraw home equity for cosumption? 

      Lithell, Markus (Master thesis, 2017)
      Home equity refinancing played a key role in laying the groundwork for the 2007-2008 financial crisis (Mian and Sufi (2011)). How homeowners spend the money that they withdraw influences how vulnerable they are to financial ...

    • Liquidity constraints and entrepreneurial performance 

      Hvide, Hans K.; Møen, Jarle (Discussion paper, Working paper, 2007-09)
      If entrepreneurs are liquidity constrained and cannot borrow to operate on an efficient scale, those with more personal wealth should do better than those with less wealth. We investigate this hypothesis using a unique ...

    • Optimal Pension Insurance Design 

      Døskeland, Trond M.; Nordahl, Helge A. (Discussion paper, Working paper, 2006-09)
      In this paper we provide a framework for how the traditional life and pension contracts with a guaranteed rate of return can be optimized to increase customers’ welfare. Given that the contracts have to be priced correctly, ...