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Saving to empower the disabled : an impact study from rural Uganda

Nerbøvik, Mari Stavdal; Nordmo, Kathinka Helland
Master thesis
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masterthesis.pdf (1.165Mb)
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http://hdl.handle.net/11250/2382933
Utgivelsesdato
2016-03-30
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  • Master Thesis [3258]
Sammendrag
A billion people around the world live with disabilities, and 80% of them live in developing

countries. Persons with disabilities are overrepresented among those who live in absolute

poverty and they generally have poorer health, lower education and fewer economic

opportunities than those without disabilities. This thesis examines how Village Savings and

Loan Associations (VSLA) affect persons with disabilities (PWD) in rural Uganda. The

project we examine, We Can Manage, was initiated by the Norwegian Association of

Disabled (NAD) and National Union of Disabled Persons of Uganda (NUDIPU). Focus is to

explore the project's effect on social empowerment and entrepreneurial traits in participants.

A randomized controlled trial with survey and in-field lab experiment was conducted to

examine how confidence, trust, happiness, locus of control, willingness to compete and

willingness to take risk was impacted. We found that implementation of the VSLA increase

PWDs willingness to compete, confidence in other villagers as well as locus of control. We

also found an increase in locus of control for males. Our findings indicate that implementation

of projects with VSLAs, such as We Can Manage, can have an empowering effect on its

participants.

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